Call reports 2016
DEWITT SAVINGS BANK — 2016
What DEWITT SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,619,000 | 107,708,000 | 106,867,000 | 105,785,000 |
| Total loans | 49,465,000 | 52,223,000 | 55,229,000 | 56,497,000 |
| Allowance for loan losses | 392,000 | 395,000 | 375,000 | 378,000 |
| Securities available for sale | 41,419,000 | 40,230,000 | 35,857,000 | 35,433,000 |
| Securities held to maturity | 2,135,000 | 2,139,000 | 2,142,000 | 2,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,538,000 | 91,144,000 | 87,392,000 | 87,424,000 |
| Interest-bearing deposits | 77,530,000 | 77,164,000 | 75,541,000 | 74,751,000 |
| Noninterest-bearing deposits | 11,008,000 | 13,980,000 | 11,851,000 | 12,673,000 |
| Equity capital | 12,886,000 | 13,176,000 | 13,107,000 | 12,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,600,000 | 2,425,000 | 3,300,000 |
| Interest expense | 78,000 | 153,000 | 228,000 | 302,000 |
| Net interest income | 716,000 | 1,447,000 | 2,197,000 | 2,998,000 |
| Noninterest income | 130,000 | 261,000 | 447,000 | 599,000 |
| Noninterest expense | 791,000 | 1,634,000 | 2,458,000 | 3,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 74,000 | 197,000 | 312,000 |
| Income tax | 12,000 | -23,000 | 4,000 | -46,000 |
| Net income | 43,000 | 97,000 | 193,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,635,000 | 12,689,000 | 12,785,000 | 12,950,000 |
| Total capital | 13,027,000 | 13,084,000 | 13,160,000 | 13,328,000 |
| Risk-weighted assets | 45,842,000 | 50,040,000 | 51,439,000 | 52,721,000 |