Call reports 2015
DEWITT SAVINGS BANK — 2015
What DEWITT SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 106,454,000 | 103,080,000 | 100,271,000 | 99,190,000 |
| Total loans | 50,376,000 | 49,970,000 | 50,284,000 | 49,886,000 |
| Allowance for loan losses | 489,000 | 429,000 | 429,000 | 430,000 |
| Securities available for sale | 38,427,000 | 40,597,000 | 38,820,000 | 37,406,000 |
| Securities held to maturity | 2,955,000 | 2,549,000 | 2,552,000 | 2,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,667,000 | 89,785,000 | 82,476,000 | 81,456,000 |
| Interest-bearing deposits | 85,116,000 | 82,267,000 | 75,778,000 | 71,022,000 |
| Noninterest-bearing deposits | 6,551,000 | 7,518,000 | 6,698,000 | 10,434,000 |
| Equity capital | 12,673,000 | 12,471,000 | 12,614,000 | 12,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,624,000 | 2,446,000 | 3,256,000 |
| Interest expense | 75,000 | 148,000 | 221,000 | 298,000 |
| Net interest income | 749,000 | 1,476,000 | 2,225,000 | 2,958,000 |
| Noninterest income | 129,000 | 262,000 | 428,000 | 573,000 |
| Noninterest expense | 750,000 | 1,500,000 | 2,238,000 | 2,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 238,000 | 415,000 | 605,000 |
| Income tax | 43,000 | 78,000 | 142,000 | 160,000 |
| Net income | 85,000 | 160,000 | 273,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,250,000 | 12,324,000 | 12,437,000 | 12,592,000 |
| Total capital | 12,739,000 | 12,753,000 | 12,866,000 | 13,022,000 |
| Risk-weighted assets | 44,904,000 | 43,987,000 | 45,739,000 | 46,073,000 |