Call reports 2014
DEWITT SAVINGS BANK — 2014
What DEWITT SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,992,000 | 108,870,000 | 103,425,000 | 98,670,000 |
| Total loans | 50,507,000 | 50,458,000 | 50,582,000 | 50,254,000 |
| Allowance for loan losses | 454,000 | 494,000 | 458,000 | 455,000 |
| Securities available for sale | 39,835,000 | 43,119,000 | 40,860,000 | 39,249,000 |
| Securities held to maturity | 4,037,000 | 3,061,000 | 3,064,000 | 3,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,288,000 | 95,763,000 | 87,005,000 | 81,280,000 |
| Interest-bearing deposits | 89,135,000 | 89,747,000 | 81,553,000 | 75,681,000 |
| Noninterest-bearing deposits | 6,153,000 | 6,016,000 | 5,452,000 | 5,599,000 |
| Equity capital | 11,884,000 | 12,120,000 | 12,266,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,690,000 | 2,530,000 | 3,393,000 |
| Interest expense | 89,000 | 177,000 | 263,000 | 349,000 |
| Net interest income | 727,000 | 1,513,000 | 2,267,000 | 3,044,000 |
| Noninterest income | 118,000 | 223,000 | 343,000 | 469,000 |
| Noninterest expense | 749,000 | 1,449,000 | 2,155,000 | 2,976,000 |
| Provision for loan losses | 0 | 46,000 | 70,000 | 103,000 |
| Pretax income | 96,000 | 241,000 | 385,000 | 434,000 |
| Income tax | 28,000 | 77,000 | 125,000 | 101,000 |
| Net income | 68,000 | 164,000 | 260,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,891,000 | 11,987,000 | 12,083,000 | 12,156,000 |
| Total capital | 12,345,000 | 12,481,000 | 12,541,000 | 12,611,000 |
| Risk-weighted assets | 46,021,000 | 46,183,000 | 45,240,000 | 44,833,000 |