Call reports 2012
DEWITT SAVINGS BANK — 2012
What DEWITT SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,218,000 | 104,530,000 | 98,658,000 | 97,031,000 |
| Total loans | 40,845,000 | 41,258,000 | 42,801,000 | 43,337,000 |
| Allowance for loan losses | 416,000 | 451,000 | 479,000 | 436,000 |
| Securities available for sale | 46,623,000 | 44,026,000 | 39,372,000 | 38,152,000 |
| Securities held to maturity | 5,372,000 | 5,373,000 | 5,374,000 | 5,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,373,000 | 90,176,000 | 82,988,000 | 83,546,000 |
| Interest-bearing deposits | 88,399,000 | 84,151,000 | 78,273,000 | 76,210,000 |
| Noninterest-bearing deposits | 4,974,000 | 6,025,000 | 4,715,000 | 7,336,000 |
| Equity capital | 11,566,000 | 11,901,000 | 12,052,000 | 12,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,914,000 | 2,817,000 | 3,706,000 |
| Interest expense | 163,000 | 313,000 | 452,000 | 578,000 |
| Net interest income | 793,000 | 1,601,000 | 2,365,000 | 3,128,000 |
| Noninterest income | 175,000 | 338,000 | 510,000 | 702,000 |
| Noninterest expense | 695,000 | 1,374,000 | 2,051,000 | 2,753,000 |
| Provision for loan losses | 33,000 | 83,000 | 158,000 | 238,000 |
| Pretax income | 240,000 | 482,000 | 841,000 | 1,014,000 |
| Income tax | 79,000 | 158,000 | 289,000 | 356,000 |
| Net income | 161,000 | 324,000 | 552,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,931,000 | 11,094,000 | 11,322,000 | 11,429,000 |
| Total capital | 11,347,000 | 11,545,000 | 11,801,000 | 11,865,000 |
| Risk-weighted assets | 42,257,000 | 42,054,000 | 41,566,000 | 41,107,000 |