Call reports 2011
DEWITT SAVINGS BANK — 2011
What DEWITT SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,867,000 | 98,284,000 | 96,804,000 | 95,514,000 |
| Total loans | 38,621,000 | 40,140,000 | 41,299,000 | 41,054,000 |
| Allowance for loan losses | 344,000 | 364,000 | 364,000 | 449,000 |
| Securities available for sale | 40,418,000 | 39,328,000 | 36,942,000 | 35,396,000 |
| Securities held to maturity | 5,722,000 | 5,736,000 | 5,736,000 | 5,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,283,000 | 78,895,000 | 79,074,000 | 79,897,000 |
| Interest-bearing deposits | 82,581,000 | 74,924,000 | 75,105,000 | 75,098,000 |
| Noninterest-bearing deposits | 4,702,000 | 3,971,000 | 3,969,000 | 4,799,000 |
| Equity capital | 10,588,000 | 10,964,000 | 11,339,000 | 11,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,975,000 | 2,953,000 | 3,935,000 |
| Interest expense | 233,000 | 439,000 | 626,000 | 798,000 |
| Net interest income | 734,000 | 1,536,000 | 2,327,000 | 3,137,000 |
| Noninterest income | 124,000 | 251,000 | 415,000 | 594,000 |
| Noninterest expense | 645,000 | 1,293,000 | 1,968,000 | 2,627,000 |
| Provision for loan losses | 13,000 | 33,000 | 75,000 | 165,000 |
| Pretax income | 200,000 | 461,000 | 699,000 | 939,000 |
| Income tax | 63,000 | 153,000 | 233,000 | 288,000 |
| Net income | 137,000 | 308,000 | 466,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,256,000 | 10,427,000 | 10,586,000 | 10,770,000 |
| Total capital | 10,600,000 | 10,791,000 | 10,950,000 | 11,219,000 |
| Risk-weighted assets | 46,156,000 | 43,089,000 | 44,132,000 | 42,727,000 |