Call reports 2010
DEWITT SAVINGS BANK — 2010
What DEWITT SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,819,000 | 98,126,000 | 91,450,000 | 90,675,000 |
| Total loans | 38,292,000 | 39,446,000 | 39,292,000 | 38,595,000 |
| Allowance for loan losses | 318,000 | 316,000 | 308,000 | 335,000 |
| Securities available for sale | 39,289,000 | 37,311,000 | 34,957,000 | 34,318,000 |
| Securities held to maturity | 5,288,000 | 5,290,000 | 5,292,000 | 5,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,072,000 | 84,045,000 | 77,095,000 | 76,643,000 |
| Interest-bearing deposits | 78,955,000 | 79,494,000 | 72,765,000 | 72,684,000 |
| Noninterest-bearing deposits | 4,117,000 | 4,551,000 | 4,330,000 | 3,959,000 |
| Equity capital | 10,126,000 | 10,440,000 | 10,622,000 | 10,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,017,000 | 3,007,000 | 3,993,000 |
| Interest expense | 333,000 | 637,000 | 918,000 | 1,170,000 |
| Net interest income | 705,000 | 1,380,000 | 2,089,000 | 2,823,000 |
| Noninterest income | 150,000 | 307,000 | 555,000 | 795,000 |
| Noninterest expense | 615,000 | 1,253,000 | 1,920,000 | 2,712,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 41,000 |
| Pretax income | 240,000 | 432,000 | 721,000 | 865,000 |
| Income tax | 89,000 | 148,000 | 249,000 | 253,000 |
| Net income | 151,000 | 284,000 | 472,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,658,000 | 9,791,000 | 9,977,000 | 10,118,000 |
| Total capital | 9,976,000 | 10,107,000 | 10,285,000 | 10,453,000 |
| Risk-weighted assets | 48,101,000 | 48,827,000 | 46,470,000 | 45,454,000 |