Call reports 2009
DEWITT SAVINGS BANK — 2009
What DEWITT SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,003,000 | 90,347,000 | 89,987,000 | 91,660,000 |
| Total loans | 35,368,000 | 35,710,000 | 38,044,000 | 39,140,000 |
| Allowance for loan losses | 310,000 | 307,000 | 322,000 | 306,000 |
| Securities available for sale | 29,827,000 | 35,359,000 | 36,460,000 | 33,125,000 |
| Securities held to maturity | 3,978,000 | 5,282,000 | 5,284,000 | 5,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,793,000 | 75,939,000 | 74,936,000 | 74,692,000 |
| Interest-bearing deposits | 67,484,000 | 71,930,000 | 70,826,000 | 71,099,000 |
| Noninterest-bearing deposits | 4,309,000 | 4,009,000 | 4,110,000 | 3,593,000 |
| Equity capital | 9,177,000 | 9,352,000 | 9,823,000 | 9,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,154,000 | 3,240,000 | 4,318,000 |
| Interest expense | 418,000 | 812,000 | 1,173,000 | 1,508,000 |
| Net interest income | 646,000 | 1,342,000 | 2,067,000 | 2,810,000 |
| Noninterest income | 225,000 | 395,000 | 552,000 | 752,000 |
| Noninterest expense | 600,000 | 1,224,000 | 1,802,000 | 2,615,000 |
| Provision for loan losses | 1,000 | 2,000 | 17,000 | 20,000 |
| Pretax income | 270,000 | 511,000 | 800,000 | 927,000 |
| Income tax | 102,000 | 185,000 | 284,000 | 274,000 |
| Net income | 168,000 | 326,000 | 516,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,973,000 | 9,132,000 | 9,321,000 | 9,509,000 |
| Total capital | 9,283,000 | 9,439,000 | 9,643,000 | 9,815,000 |
| Risk-weighted assets | 44,469,000 | 45,504,000 | 46,890,000 | 48,564,000 |