Call reports 2001
DEWITT SAVINGS BANK — 2001
What DEWITT SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,485,000 | 71,045,000 | 72,858,000 | 74,619,000 |
| Total loans | 38,923,000 | 39,865,000 | 38,984,000 | 38,666,000 |
| Allowance for loan losses | 80,000 | 84,000 | 90,000 | 83,000 |
| Securities available for sale | 23,466,000 | 21,263,000 | 23,287,000 | 25,300,000 |
| Securities held to maturity | 395,000 | 340,000 | 340,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,098,000 | 56,476,000 | 57,581,000 | 58,913,000 |
| Interest-bearing deposits | 55,053,000 | 54,467,000 | 56,648,000 | 58,119,000 |
| Noninterest-bearing deposits | 1,045,000 | 2,009,000 | 933,000 | 794,000 |
| Equity capital | 5,250,000 | 5,337,000 | 5,691,000 | 5,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,420,000 | 3,627,000 | 4,809,000 |
| Interest expense | 771,000 | 1,539,000 | 2,314,000 | 3,056,000 |
| Net interest income | 443,000 | 881,000 | 1,313,000 | 1,753,000 |
| Noninterest income | 68,000 | 141,000 | 261,000 | 393,000 |
| Noninterest expense | 356,000 | 729,000 | 1,091,000 | 1,559,000 |
| Provision for loan losses | -9,000 | -4,000 | 6,000 | 14,000 |
| Pretax income | 164,000 | 297,000 | 477,000 | 573,000 |
| Income tax | 63,000 | 112,000 | 179,000 | 214,000 |
| Net income | 101,000 | 185,000 | 298,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,541,000 | 5,628,000 | 5,733,000 | 5,791,000 |
| Total capital | 5,621,000 | 5,712,000 | 5,823,000 | 5,874,000 |
| Risk-weighted assets | 38,687,000 | 38,769,000 | 40,396,000 | 39,682,000 |