Call reports 2004
PLYMOUTH SAVINGS BANK — 2004
What PLYMOUTH SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,518,396,000 | 1,470,829,000 | 1,512,370,000 | 1,259,471,000 |
| Total loans | 661,849,000 | 664,278,000 | 670,204,000 | 701,381,000 |
| Allowance for loan losses | 9,655,000 | 9,852,000 | 9,854,000 | 11,316,000 |
| Securities available for sale | 732,416,000 | 669,254,000 | 704,046,000 | 429,528,000 |
| Securities held to maturity | 0 | 10,163,000 | 9,838,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,242,000 | 1,054,861,000 | 1,062,498,000 | 1,053,343,000 |
| Interest-bearing deposits | 883,334,000 | 906,452,000 | 917,018,000 | 901,422,000 |
| Noninterest-bearing deposits | 156,908,000 | 148,409,000 | 145,480,000 | 151,921,000 |
| Equity capital | 145,771,000 | 137,109,000 | 143,120,000 | 132,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,158,000 | 30,321,000 | 45,627,000 | 60,826,000 |
| Interest expense | 4,437,000 | 9,130,000 | 13,807,000 | 18,690,000 |
| Net interest income | 10,721,000 | 21,191,000 | 31,820,000 | 42,136,000 |
| Noninterest income | 2,387,000 | 7,550,000 | 9,980,000 | 12,806,000 |
| Noninterest expense | 9,937,000 | 21,125,000 | 35,475,000 | 59,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,100,000 |
| Pretax income | 4,225,000 | 8,282,000 | 7,976,000 | -13,111,000 |
| Income tax | 1,397,000 | 2,759,000 | 2,244,000 | -5,649,000 |
| Net income | 2,828,000 | 5,523,000 | 5,732,000 | -7,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,390,000 | 143,735,000 | 142,097,000 | 129,531,000 |
| Total capital | 150,499,000 | 155,120,000 | 153,494,000 | 141,404,000 |
| Risk-weighted assets | 849,096,000 | 840,444,000 | 851,998,000 | 799,667,000 |