Call reports 2003
PLYMOUTH SAVINGS BANK — 2003
What PLYMOUTH SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,445,357,000 | 1,546,749,000 | 1,518,107,000 | 1,447,439,000 |
| Total loans | 740,835,000 | 765,897,000 | 712,106,000 | 638,513,000 |
| Allowance for loan losses | 10,729,000 | 10,510,000 | 10,518,000 | 10,528,000 |
| Securities available for sale | 597,259,000 | 641,387,000 | 622,327,000 | 666,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,838,000 | 1,102,061,000 | 1,076,477,000 | 1,019,070,000 |
| Interest-bearing deposits | 863,118,000 | 885,185,000 | 894,242,000 | 877,856,000 |
| Noninterest-bearing deposits | 197,720,000 | 216,876,000 | 182,235,000 | 141,214,000 |
| Equity capital | 134,525,000 | 141,056,000 | 140,657,000 | 138,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,751,000 | 33,411,000 | 49,978,000 | 65,188,000 |
| Interest expense | 5,039,000 | 9,963,000 | 15,000,000 | 19,698,000 |
| Net interest income | 11,712,000 | 23,448,000 | 34,978,000 | 45,490,000 |
| Noninterest income | 6,892,000 | 13,080,000 | 18,997,000 | 22,893,000 |
| Noninterest expense | 10,448,000 | 21,060,000 | 32,438,000 | 44,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,097,000 | 17,471,000 | 23,131,000 | 25,333,000 |
| Income tax | 6,052,000 | 8,131,000 | 10,341,000 | 11,075,000 |
| Net income | 3,045,000 | 9,340,000 | 12,790,000 | 14,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,598,000 | 133,224,000 | 136,805,000 | 136,373,000 |
| Total capital | 137,994,000 | 144,938,000 | 148,525,000 | 148,054,000 |
| Risk-weighted assets | 832,779,000 | 875,061,000 | 884,018,000 | 817,335,000 |