Call reports 2026
CAPITAL BANK — 2026
What CAPITAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 694,341,000 | 689,721,000 |
| Total loans | 585,205,000 | 591,670,000 |
| Allowance for loan losses | 6,807,000 | 6,802,000 |
| Securities available for sale | 74,291,000 | 72,146,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 614,416,000 | 608,744,000 |
| Interest-bearing deposits | 377,829,000 | 367,147,000 |
| Noninterest-bearing deposits | 236,587,000 | 241,597,000 |
| Equity capital | 71,199,000 | 72,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,511,000 | 21,600,000 |
| Interest expense | 2,434,000 | 4,860,000 |
| Net interest income | 8,077,000 | 16,740,000 |
| Noninterest income | 699,000 | 1,319,000 |
| Noninterest expense | 5,034,000 | 10,114,000 |
| Provision for loan losses | 270,000 | 540,000 |
| Pretax income | 3,472,000 | 7,405,000 |
| Income tax | 729,000 | 1,555,000 |
| Net income | 2,743,000 | 5,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 73,751,000 | 75,187,000 |
| Total capital | 80,776,000 | 82,208,000 |
| Risk-weighted assets | 566,649,000 | 572,364,000 |