Call reports 2024
CAPITAL BANK — 2024
What CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 594,415,000 | 620,198,000 | 618,162,000 | 636,835,000 |
| Total loans | 511,195,000 | 519,108,000 | 523,333,000 | 536,785,000 |
| Allowance for loan losses | 6,342,000 | 6,390,000 | 6,274,000 | 6,236,000 |
| Securities available for sale | 63,157,000 | 64,546,000 | 66,412,000 | 71,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,066,000 | 533,880,000 | 545,660,000 | 568,196,000 |
| Interest-bearing deposits | 325,096,000 | 329,533,000 | 339,077,000 | 359,769,000 |
| Noninterest-bearing deposits | 203,970,000 | 204,347,000 | 206,583,000 | 208,427,000 |
| Equity capital | 57,592,000 | 57,835,000 | 61,283,000 | 60,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,109,000 | 16,540,000 | 25,252,000 | 34,469,000 |
| Interest expense | 2,512,000 | 5,344,000 | 8,179,000 | 10,760,000 |
| Net interest income | 5,597,000 | 11,196,000 | 17,073,000 | 23,709,000 |
| Noninterest income | 641,000 | 1,337,000 | 2,030,000 | 2,770,000 |
| Noninterest expense | 4,193,000 | 8,403,000 | 12,638,000 | 17,161,000 |
| Provision for loan losses | 120,000 | 175,000 | 175,000 | 215,000 |
| Pretax income | 1,924,000 | 3,929,000 | 6,264,000 | 9,067,000 |
| Income tax | 404,000 | 825,000 | 1,315,000 | 1,904,000 |
| Net income | 1,520,000 | 3,104,000 | 4,949,000 | 7,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,040,000 | 62,256,000 | 64,101,000 | 64,969,000 |
| Total capital | 67,935,000 | 68,199,000 | 69,928,000 | 70,757,000 |
| Risk-weighted assets | 495,608,000 | 505,546,000 | 507,745,000 | 522,659,000 |