Call reports 2023
CAPITAL BANK — 2023
What CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 575,386,000 | 573,538,000 | 573,779,000 | 591,871,000 |
| Total loans | 470,564,000 | 479,807,000 | 493,087,000 | 500,811,000 |
| Allowance for loan losses | 6,187,000 | 5,975,000 | 6,127,000 | 6,224,000 |
| Securities available for sale | 56,318,000 | 53,855,000 | 54,564,000 | 64,368,000 |
| Securities held to maturity | 5,960,000 | 2,991,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,881,000 | 504,110,000 | 501,391,000 | 526,336,000 |
| Interest-bearing deposits | 270,035,000 | 278,693,000 | 285,065,000 | 316,166,000 |
| Noninterest-bearing deposits | 232,846,000 | 225,417,000 | 216,326,000 | 210,170,000 |
| Equity capital | 55,025,000 | 53,871,000 | 54,324,000 | 56,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,992,000 | 14,167,000 | 21,715,000 | 29,450,000 |
| Interest expense | 812,000 | 2,065,000 | 3,738,000 | 5,847,000 |
| Net interest income | 6,180,000 | 12,102,000 | 17,977,000 | 23,603,000 |
| Noninterest income | 582,000 | 1,181,000 | 1,836,000 | 2,515,000 |
| Noninterest expense | 4,048,000 | 8,130,000 | 12,301,000 | 16,415,000 |
| Provision for loan losses | 0 | 154,000 | 310,000 | 416,000 |
| Pretax income | 2,714,000 | 5,002,000 | 7,211,000 | 9,296,000 |
| Income tax | 569,000 | 1,049,000 | 1,513,000 | 1,951,000 |
| Net income | 2,145,000 | 3,953,000 | 5,698,000 | 7,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,135,000 | 58,601,000 | 60,346,000 | 60,697,000 |
| Total capital | 64,660,000 | 63,911,000 | 65,802,000 | 66,250,000 |
| Risk-weighted assets | 459,944,000 | 463,006,000 | 474,318,000 | 484,678,000 |