Call reports 2022
CAPITAL BANK — 2022
What CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 587,550,000 | 594,770,000 | 595,514,000 | 585,086,000 |
| Total loans | 439,520,000 | 456,666,000 | 457,830,000 | 464,306,000 |
| Allowance for loan losses | 4,977,000 | 5,122,000 | 5,266,000 | 5,306,000 |
| Securities available for sale | 33,955,000 | 42,681,000 | 57,194,000 | 54,913,000 |
| Securities held to maturity | 0 | 0 | 8,762,000 | 8,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,726,000 | 532,061,000 | 531,127,000 | 517,204,000 |
| Interest-bearing deposits | 297,803,000 | 293,135,000 | 286,368,000 | 275,580,000 |
| Noninterest-bearing deposits | 223,923,000 | 238,926,000 | 244,759,000 | 241,624,000 |
| Equity capital | 51,732,000 | 50,602,000 | 52,107,000 | 52,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,765,000 | 11,789,000 | 18,247,000 | 25,131,000 |
| Interest expense | 318,000 | 636,000 | 998,000 | 1,574,000 |
| Net interest income | 5,447,000 | 11,153,000 | 17,249,000 | 23,557,000 |
| Noninterest income | 515,000 | 1,111,000 | 1,678,000 | 2,279,000 |
| Noninterest expense | 3,802,000 | 7,681,000 | 11,782,000 | 15,792,000 |
| Provision for loan losses | 196,000 | 291,000 | 435,000 | 483,000 |
| Pretax income | 1,964,000 | 4,292,000 | 6,710,000 | 9,561,000 |
| Income tax | 414,000 | 908,000 | 1,424,000 | 2,025,000 |
| Net income | 1,550,000 | 3,384,000 | 5,286,000 | 7,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,427,000 | 54,138,000 | 56,041,000 | 57,166,000 |
| Total capital | 58,404,000 | 59,260,000 | 61,307,000 | 62,472,000 |
| Risk-weighted assets | 429,019,000 | 450,270,000 | 455,934,000 | 459,277,000 |