Call reports 2021
CAPITAL BANK — 2021
What CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 546,042,000 | 553,847,000 | 572,951,000 | 585,320,000 |
| Total loans | 440,193,000 | 447,355,000 | 443,171,000 | 434,315,000 |
| Allowance for loan losses | 4,613,000 | 4,861,000 | 4,792,000 | 4,784,000 |
| Securities available for sale | 41,959,000 | 42,675,000 | 40,944,000 | 38,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,156,000 | 500,258,000 | 514,331,000 | 522,318,000 |
| Interest-bearing deposits | 281,639,000 | 280,892,000 | 288,286,000 | 291,791,000 |
| Noninterest-bearing deposits | 210,517,000 | 219,366,000 | 226,045,000 | 230,527,000 |
| Equity capital | 48,277,000 | 48,969,000 | 51,553,000 | 51,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,274,000 | 12,518,000 | 18,673,000 | 24,594,000 |
| Interest expense | 525,000 | 942,000 | 1,298,000 | 1,636,000 |
| Net interest income | 5,749,000 | 11,576,000 | 17,375,000 | 22,958,000 |
| Noninterest income | 464,000 | 1,082,000 | 1,731,000 | 2,607,000 |
| Noninterest expense | 3,809,000 | 7,881,000 | 11,404,000 | 15,461,000 |
| Provision for loan losses | 242,000 | 460,000 | 460,000 | 460,000 |
| Pretax income | 2,162,000 | 4,519,000 | 7,444,000 | 9,846,000 |
| Income tax | 455,000 | 953,000 | 1,572,000 | 2,082,000 |
| Net income | 1,707,000 | 3,566,000 | 5,872,000 | 7,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,851,000 | 48,775,000 | 51,080,000 | 51,877,000 |
| Total capital | 52,464,000 | 53,636,000 | 55,872,000 | 56,661,000 |
| Risk-weighted assets | 402,650,000 | 416,099,000 | 416,005,000 | 414,615,000 |