Call reports 2020
CAPITAL BANK — 2020
What CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 470,447,000 | 523,932,000 | 529,932,000 | 516,167,000 |
| Total loans | 370,794,000 | 416,172,000 | 425,011,000 | 409,199,000 |
| Allowance for loan losses | 3,368,000 | 4,345,000 | 4,544,000 | 4,374,000 |
| Securities available for sale | 54,019,000 | 49,378,000 | 43,499,000 | 37,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,561,000 | 474,056,000 | 479,761,000 | 463,664,000 |
| Interest-bearing deposits | 278,391,000 | 287,047,000 | 287,930,000 | 278,432,000 |
| Noninterest-bearing deposits | 144,170,000 | 187,009,000 | 191,831,000 | 185,232,000 |
| Equity capital | 44,552,000 | 44,831,000 | 45,946,000 | 46,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,657,000 | 11,645,000 | 17,411,000 | 23,731,000 |
| Interest expense | 1,086,000 | 2,019,000 | 2,802,000 | 3,466,000 |
| Net interest income | 4,571,000 | 9,626,000 | 14,609,000 | 20,265,000 |
| Noninterest income | 508,000 | 924,000 | 1,358,000 | 1,829,000 |
| Noninterest expense | 3,494,000 | 6,974,000 | 10,565,000 | 14,184,000 |
| Provision for loan losses | 170,000 | 1,155,000 | 1,390,000 | 1,618,000 |
| Pretax income | 1,415,000 | 2,421,000 | 4,012,000 | 6,292,000 |
| Income tax | 298,000 | 510,000 | 845,000 | 1,325,000 |
| Net income | 1,117,000 | 1,911,000 | 3,167,000 | 4,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,970,000 | 43,927,000 | 45,184,000 | 46,144,000 |
| Total capital | 47,339,000 | 48,272,000 | 49,728,000 | 50,518,000 |
| Risk-weighted assets | 379,497,000 | 370,651,000 | 375,857,000 | 384,339,000 |
Machine access — free, no API key
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