Call reports 2019
CAPITAL BANK — 2019
What CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 437,390,000 | 445,921,000 | 468,379,000 | 466,629,000 |
| Total loans | 354,752,000 | 353,606,000 | 359,608,000 | 372,179,000 |
| Allowance for loan losses | 3,260,000 | 3,391,000 | 3,460,000 | 3,201,000 |
| Securities available for sale | 33,920,000 | 43,874,000 | 42,481,000 | 56,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,097,000 | 401,392,000 | 418,646,000 | 419,345,000 |
| Interest-bearing deposits | 258,931,000 | 267,485,000 | 274,657,000 | 277,161,000 |
| Noninterest-bearing deposits | 135,166,000 | 133,907,000 | 143,989,000 | 142,184,000 |
| Equity capital | 40,023,000 | 40,987,000 | 42,329,000 | 42,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,443,000 | 11,006,000 | 16,799,000 | 22,691,000 |
| Interest expense | 784,000 | 1,748,000 | 2,843,000 | 3,994,000 |
| Net interest income | 4,659,000 | 9,258,000 | 13,956,000 | 18,697,000 |
| Noninterest income | 467,000 | 948,000 | 1,446,000 | 1,979,000 |
| Noninterest expense | 3,372,000 | 6,728,000 | 10,128,000 | 13,395,000 |
| Provision for loan losses | 188,000 | 342,000 | 503,000 | 673,000 |
| Pretax income | 1,566,000 | 3,136,000 | 4,794,000 | 6,631,000 |
| Income tax | 331,000 | 664,000 | 1,017,000 | 1,406,000 |
| Net income | 1,235,000 | 2,472,000 | 3,777,000 | 5,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,482,000 | 40,893,000 | 42,199,000 | 42,811,000 |
| Total capital | 43,742,000 | 44,284,000 | 45,659,000 | 46,012,000 |
| Risk-weighted assets | 357,277,000 | 357,174,000 | 363,429,000 | 380,526,000 |