Call reports 2018
CAPITAL BANK — 2018
What CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 420,445,000 | 419,843,000 | 422,808,000 | 427,494,000 |
| Total loans | 338,593,000 | 338,449,000 | 346,926,000 | 350,495,000 |
| Allowance for loan losses | 2,781,000 | 2,905,000 | 2,984,000 | 3,079,000 |
| Securities available for sale | 33,470,000 | 32,057,000 | 35,562,000 | 34,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,077,000 | 378,659,000 | 380,911,000 | 384,516,000 |
| Interest-bearing deposits | 240,507,000 | 239,191,000 | 240,676,000 | 243,014,000 |
| Noninterest-bearing deposits | 140,570,000 | 139,468,000 | 140,235,000 | 141,502,000 |
| Equity capital | 36,025,000 | 36,383,000 | 37,586,000 | 38,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,867,000 | 15,161,000 | 20,529,000 |
| Interest expense | 499,000 | 1,054,000 | 1,656,000 | 2,308,000 |
| Net interest income | 4,269,000 | 8,813,000 | 13,505,000 | 18,221,000 |
| Noninterest income | 421,000 | 908,000 | 1,347,000 | 1,746,000 |
| Noninterest expense | 3,144,000 | 6,487,000 | 9,776,000 | 13,002,000 |
| Provision for loan losses | 54,000 | 219,000 | 333,000 | 431,000 |
| Pretax income | 1,492,000 | 3,015,000 | 4,743,000 | 6,534,000 |
| Income tax | 315,000 | 637,000 | 1,001,000 | 1,386,000 |
| Net income | 1,177,000 | 2,378,000 | 3,742,000 | 5,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,855,000 | 37,272,000 | 38,635,000 | 39,247,000 |
| Total capital | 39,636,000 | 40,177,000 | 41,619,000 | 42,326,000 |
| Risk-weighted assets | 342,984,000 | 338,798,000 | 348,280,000 | 351,788,000 |