Call reports 2017
CAPITAL BANK — 2017
What CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 373,199,000 | 386,116,000 | 403,817,000 | 402,504,000 |
| Total loans | 324,179,000 | 327,056,000 | 322,711,000 | 331,946,000 |
| Allowance for loan losses | 2,957,000 | 3,090,000 | 2,610,000 | 2,661,000 |
| Securities available for sale | 24,855,000 | 24,379,000 | 23,752,000 | 32,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,834,000 | 329,711,000 | 346,870,000 | 362,360,000 |
| Interest-bearing deposits | 204,377,000 | 211,799,000 | 220,129,000 | 232,040,000 |
| Noninterest-bearing deposits | 122,457,000 | 117,912,000 | 126,741,000 | 130,320,000 |
| Equity capital | 34,282,000 | 34,733,000 | 35,709,000 | 35,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,366,000 | 8,852,000 | 13,384,000 | 18,138,000 |
| Interest expense | 382,000 | 807,000 | 1,287,000 | 1,784,000 |
| Net interest income | 3,984,000 | 8,045,000 | 12,097,000 | 16,354,000 |
| Noninterest income | 429,000 | 863,000 | 1,269,000 | 1,679,000 |
| Noninterest expense | 2,933,000 | 5,819,000 | 8,656,000 | 11,600,000 |
| Provision for loan losses | 152,000 | 307,000 | 463,000 | 516,000 |
| Pretax income | 1,328,000 | 2,782,000 | 4,366,000 | 6,036,000 |
| Income tax | 454,000 | 951,000 | 1,492,000 | 2,343,000 |
| Net income | 874,000 | 1,831,000 | 2,874,000 | 3,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,338,000 | 34,570,000 | 35,613,000 | 35,672,000 |
| Total capital | 37,295,000 | 37,660,000 | 38,223,000 | 38,333,000 |
| Risk-weighted assets | 328,595,000 | 329,526,000 | 327,596,000 | 335,991,000 |