Call reports 2014
CAPITAL BANK — 2014
What CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 300,593,000 | 306,226,000 | 315,436,000 | 314,608,000 |
| Total loans | 243,893,000 | 242,260,000 | 249,575,000 | 255,354,000 |
| Allowance for loan losses | 2,320,000 | 2,435,000 | 2,517,000 | 2,517,000 |
| Securities available for sale | 28,320,000 | 27,971,000 | 29,419,000 | 29,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,148,000 | 271,158,000 | 277,296,000 | 276,649,000 |
| Interest-bearing deposits | 172,613,000 | 174,091,000 | 174,960,000 | 176,483,000 |
| Noninterest-bearing deposits | 94,535,000 | 97,067,000 | 102,336,000 | 100,166,000 |
| Equity capital | 27,090,000 | 27,724,000 | 28,215,000 | 28,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,485,000 | 7,079,000 | 10,697,000 | 14,407,000 |
| Interest expense | 244,000 | 493,000 | 752,000 | 1,012,000 |
| Net interest income | 3,241,000 | 6,586,000 | 9,945,000 | 13,395,000 |
| Noninterest income | 399,000 | 871,000 | 1,309,000 | 1,729,000 |
| Noninterest expense | 2,559,000 | 5,149,000 | 7,687,000 | 10,303,000 |
| Provision for loan losses | 119,000 | 206,000 | 290,000 | 290,000 |
| Pretax income | 962,000 | 2,101,000 | 3,275,000 | 4,529,000 |
| Income tax | 329,000 | 719,000 | 1,120,000 | 1,550,000 |
| Net income | 633,000 | 1,382,000 | 2,155,000 | 2,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,224,000 | 27,672,000 | 28,321,000 | 28,600,000 |
| Total capital | 29,544,000 | 30,107,000 | 30,838,000 | 31,117,000 |
| Risk-weighted assets | 250,858,000 | 250,316,000 | 257,066,000 | 260,477,000 |