Call reports 2013
CAPITAL BANK — 2013
What CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 283,441,000 | 285,404,000 | 291,160,000 | 292,533,000 |
| Total loans | 214,837,000 | 221,401,000 | 229,746,000 | 238,633,000 |
| Allowance for loan losses | 2,177,000 | 2,158,000 | 2,153,000 | 2,224,000 |
| Securities available for sale | 19,737,000 | 18,103,000 | 19,548,000 | 28,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,331,000 | 255,193,000 | 257,440,000 | 255,549,000 |
| Interest-bearing deposits | 159,728,000 | 160,263,000 | 167,214,000 | 163,901,000 |
| Noninterest-bearing deposits | 93,603,000 | 94,930,000 | 90,226,000 | 91,648,000 |
| Equity capital | 25,708,000 | 25,683,000 | 26,143,000 | 26,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,220,000 | 6,376,000 | 9,760,000 | 13,280,000 |
| Interest expense | 242,000 | 481,000 | 723,000 | 969,000 |
| Net interest income | 2,978,000 | 5,895,000 | 9,037,000 | 12,311,000 |
| Noninterest income | 528,000 | 950,000 | 1,265,000 | 1,622,000 |
| Noninterest expense | 2,542,000 | 4,971,000 | 7,436,000 | 9,994,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 131,000 |
| Pretax income | 1,071,000 | 1,981,000 | 2,972,000 | 3,968,000 |
| Income tax | 366,000 | 677,000 | 1,015,000 | 1,356,000 |
| Net income | 705,000 | 1,304,000 | 1,957,000 | 2,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,434,000 | 25,733,000 | 26,266,000 | 26,591,000 |
| Total capital | 27,611,000 | 27,891,000 | 28,419,000 | 28,815,000 |
| Risk-weighted assets | 222,301,000 | 229,027,000 | 235,881,000 | 242,311,000 |