Call reports 2012
CAPITAL BANK — 2012
What CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 277,115,000 | 274,450,000 | 284,390,000 | 271,663,000 |
| Total loans | 204,922,000 | 207,518,000 | 216,102,000 | 214,185,000 |
| Allowance for loan losses | 2,117,000 | 2,116,000 | 2,177,000 | 2,151,000 |
| Securities available for sale | 26,099,000 | 25,424,000 | 23,764,000 | 21,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,623,000 | 242,605,000 | 251,967,000 | 240,892,000 |
| Interest-bearing deposits | 160,523,000 | 158,405,000 | 159,027,000 | 157,893,000 |
| Noninterest-bearing deposits | 87,100,000 | 84,200,000 | 92,940,000 | 82,999,000 |
| Equity capital | 24,195,000 | 24,666,000 | 25,209,000 | 25,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,480,000 | 9,744,000 | 13,042,000 |
| Interest expense | 373,000 | 724,000 | 1,012,000 | 1,260,000 |
| Net interest income | 2,882,000 | 5,756,000 | 8,732,000 | 11,782,000 |
| Noninterest income | 387,000 | 812,000 | 1,279,000 | 1,774,000 |
| Noninterest expense | 2,444,000 | 4,905,000 | 7,406,000 | 9,783,000 |
| Provision for loan losses | 40,000 | 40,000 | 123,000 | 345,000 |
| Pretax income | 785,000 | 1,661,000 | 2,604,000 | 3,550,000 |
| Income tax | 268,000 | 566,000 | 888,000 | 1,212,000 |
| Net income | 517,000 | 1,095,000 | 1,716,000 | 2,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,748,000 | 24,051,000 | 24,547,000 | 24,849,000 |
| Total capital | 25,865,000 | 26,167,000 | 26,724,000 | 27,000,000 |
| Risk-weighted assets | 210,065,000 | 211,896,000 | 222,860,000 | 219,313,000 |