Call reports 2011
CAPITAL BANK — 2011
What CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 263,420,000 | 267,712,000 | 271,973,000 | 264,756,000 |
| Total loans | 203,370,000 | 200,593,000 | 204,970,000 | 203,791,000 |
| Allowance for loan losses | 1,886,000 | 1,937,000 | 1,997,000 | 2,081,000 |
| Securities available for sale | 16,295,000 | 18,533,000 | 18,296,000 | 17,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,242,000 | 236,230,000 | 243,112,000 | 236,305,000 |
| Interest-bearing deposits | 165,051,000 | 166,065,000 | 167,943,000 | 161,869,000 |
| Noninterest-bearing deposits | 66,191,000 | 70,165,000 | 75,169,000 | 74,436,000 |
| Equity capital | 22,548,000 | 22,958,000 | 23,677,000 | 23,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,363,000 | 9,657,000 | 12,915,000 |
| Interest expense | 466,000 | 898,000 | 1,327,000 | 1,723,000 |
| Net interest income | 2,687,000 | 5,465,000 | 8,330,000 | 11,192,000 |
| Noninterest income | 509,000 | 1,000,000 | 1,478,000 | 1,923,000 |
| Noninterest expense | 2,419,000 | 4,854,000 | 7,262,000 | 9,540,000 |
| Provision for loan losses | 98,000 | 177,000 | 278,000 | 380,000 |
| Pretax income | 679,000 | 1,434,000 | 2,268,000 | 3,195,000 |
| Income tax | 231,000 | 488,000 | 772,000 | 1,088,000 |
| Net income | 448,000 | 946,000 | 1,496,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,422,000 | 22,640,000 | 23,065,000 | 23,356,000 |
| Total capital | 24,308,000 | 24,577,000 | 25,062,000 | 25,436,000 |
| Risk-weighted assets | 206,079,000 | 204,930,000 | 210,980,000 | 208,512,000 |