Call reports 2010
CAPITAL BANK — 2010
What CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 235,060,000 | 239,076,000 | 246,669,000 | 251,197,000 |
| Total loans | 198,856,000 | 199,918,000 | 202,156,000 | 199,931,000 |
| Allowance for loan losses | 1,709,000 | 1,868,000 | 2,001,000 | 2,000,000 |
| Securities available for sale | 7,410,000 | 9,147,000 | 8,700,000 | 10,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,673,000 | 205,844,000 | 215,273,000 | 220,587,000 |
| Interest-bearing deposits | 137,623,000 | 140,776,000 | 150,143,000 | 156,791,000 |
| Noninterest-bearing deposits | 67,050,000 | 65,068,000 | 65,130,000 | 63,796,000 |
| Equity capital | 21,134,000 | 21,515,000 | 21,883,000 | 22,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,080,000 | 6,168,000 | 9,281,000 | 12,395,000 |
| Interest expense | 472,000 | 913,000 | 1,359,000 | 1,833,000 |
| Net interest income | 2,608,000 | 5,255,000 | 7,922,000 | 10,562,000 |
| Noninterest income | 518,000 | 1,151,000 | 1,673,000 | 2,167,000 |
| Noninterest expense | 2,308,000 | 4,659,000 | 6,997,000 | 9,292,000 |
| Provision for loan losses | 138,000 | 310,000 | 452,000 | 465,000 |
| Pretax income | 680,000 | 1,437,000 | 2,146,000 | 2,972,000 |
| Income tax | 231,000 | 489,000 | 730,000 | 1,011,000 |
| Net income | 449,000 | 948,000 | 1,416,000 | 1,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,044,000 | 21,351,000 | 21,719,000 | 21,974,000 |
| Total capital | 22,753,000 | 23,219,000 | 23,720,000 | 23,974,000 |
| Risk-weighted assets | 199,678,000 | 201,389,000 | 204,603,000 | 203,391,000 |