Call reports 2009
CAPITAL BANK — 2009
What CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 220,141,000 | 225,792,000 | 238,588,000 | 235,148,000 |
| Total loans | 188,735,000 | 190,323,000 | 199,723,000 | 197,643,000 |
| Allowance for loan losses | 1,541,000 | 1,561,000 | 1,657,000 | 1,796,000 |
| Securities available for sale | 7,772,000 | 7,122,000 | 7,099,000 | 7,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,229,000 | 190,925,000 | 201,759,000 | 203,830,000 |
| Interest-bearing deposits | 118,724,000 | 123,185,000 | 130,510,000 | 134,089,000 |
| Noninterest-bearing deposits | 68,505,000 | 67,740,000 | 71,249,000 | 69,741,000 |
| Equity capital | 17,796,000 | 18,384,000 | 19,372,000 | 20,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,965,000 | 5,997,000 | 9,128,000 | 12,272,000 |
| Interest expense | 611,000 | 1,181,000 | 1,748,000 | 2,272,000 |
| Net interest income | 2,354,000 | 4,816,000 | 7,380,000 | 10,000,000 |
| Noninterest income | 510,000 | 1,035,000 | 1,606,000 | 2,161,000 |
| Noninterest expense | 2,307,000 | 4,653,000 | 7,085,000 | 9,383,000 |
| Provision for loan losses | 121,000 | 232,000 | 335,000 | 520,000 |
| Pretax income | 599,000 | 1,129,000 | 1,729,000 | 2,421,000 |
| Income tax | 202,000 | 381,000 | 584,000 | 820,000 |
| Net income | 397,000 | 748,000 | 1,145,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,795,000 | 18,469,000 | 19,341,000 | 20,595,000 |
| Total capital | 19,336,000 | 20,030,000 | 20,998,000 | 22,391,000 |
| Risk-weighted assets | 188,304,000 | 191,276,000 | 200,713,000 | 198,080,000 |