Call reports 2008
CAPITAL BANK — 2008
What CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 197,002,000 | 207,448,000 | 208,524,000 | 211,815,000 |
| Total loans | 148,935,000 | 160,355,000 | 175,392,000 | 183,726,000 |
| Allowance for loan losses | 995,000 | 1,099,000 | 1,220,000 | 1,477,000 |
| Securities available for sale | 17,584,000 | 14,129,000 | 8,421,000 | 8,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,938,000 | 179,934,000 | 176,812,000 | 179,784,000 |
| Interest-bearing deposits | 105,072,000 | 107,046,000 | 112,321,000 | 112,231,000 |
| Noninterest-bearing deposits | 66,866,000 | 72,888,000 | 64,491,000 | 67,553,000 |
| Equity capital | 16,656,000 | 16,607,000 | 17,044,000 | 17,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,003,000 | 9,129,000 | 12,205,000 |
| Interest expense | 874,000 | 1,669,000 | 2,460,000 | 3,223,000 |
| Net interest income | 2,147,000 | 4,334,000 | 6,669,000 | 8,982,000 |
| Noninterest income | 497,000 | 1,056,000 | 1,615,000 | 2,126,000 |
| Noninterest expense | 2,140,000 | 4,303,000 | 6,539,000 | 8,561,000 |
| Provision for loan losses | 124,000 | 253,000 | 407,000 | 560,000 |
| Pretax income | 380,000 | 834,000 | 1,371,000 | 2,034,000 |
| Income tax | 126,000 | 279,000 | 459,000 | 682,000 |
| Net income | 254,000 | 555,000 | 912,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,504,000 | 16,629,000 | 16,986,000 | 17,398,000 |
| Total capital | 17,499,000 | 17,728,000 | 18,206,000 | 18,875,000 |
| Risk-weighted assets | 165,046,000 | 177,155,000 | 186,794,000 | 185,708,000 |
Machine access — free, no API key
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