Call reports 2002
CAPITAL BANK — 2002
What CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,745,000 | 118,025,000 | 112,789,000 | 116,782,000 |
| Total loans | 59,651,000 | 61,824,000 | 65,262,000 | 68,330,000 |
| Allowance for loan losses | 761,000 | 741,000 | 787,000 | 789,000 |
| Securities available for sale | 34,766,000 | 31,947,000 | 31,712,000 | 27,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,778,000 | 102,009,000 | 95,644,000 | 99,749,000 |
| Interest-bearing deposits | 60,884,000 | 60,325,000 | 57,813,000 | 56,668,000 |
| Noninterest-bearing deposits | 39,894,000 | 41,684,000 | 37,831,000 | 43,081,000 |
| Equity capital | 14,591,000 | 15,188,000 | 15,861,000 | 15,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,973,000 | 4,477,000 | 5,958,000 |
| Interest expense | 424,000 | 741,000 | 1,024,000 | 1,258,000 |
| Net interest income | 1,074,000 | 2,232,000 | 3,453,000 | 4,700,000 |
| Noninterest income | 384,000 | 794,000 | 1,255,000 | 1,759,000 |
| Noninterest expense | 1,276,000 | 2,541,000 | 3,821,000 | 5,232,000 |
| Provision for loan losses | 25,000 | 60,000 | 95,000 | 155,000 |
| Pretax income | 157,000 | 426,000 | 793,000 | 1,361,000 |
| Income tax | 33,000 | 101,000 | 203,000 | 372,000 |
| Net income | 124,000 | 325,000 | 590,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,931,000 | 14,995,000 | 15,261,000 | 15,393,000 |
| Total capital | 15,692,000 | 15,736,000 | 16,048,000 | 16,182,000 |
| Risk-weighted assets | 75,305,000 | 75,525,000 | 78,238,000 | 81,600,000 |