Call reports 2001
CAPITAL BANK — 2001
What CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,713,000 | 111,655,000 | 116,742,000 | 108,055,000 |
| Total loans | 55,282,000 | 55,342,000 | 56,902,000 | 54,933,000 |
| Allowance for loan losses | 621,000 | 969,000 | 974,000 | 760,000 |
| Securities available for sale | 27,140,000 | 27,643,000 | 22,976,000 | 38,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,658,000 | 95,933,000 | 100,364,000 | 93,202,000 |
| Interest-bearing deposits | 58,180,000 | 62,081,000 | 64,496,000 | 59,681,000 |
| Noninterest-bearing deposits | 31,478,000 | 33,852,000 | 35,868,000 | 33,521,000 |
| Equity capital | 15,228,000 | 14,874,000 | 15,253,000 | 14,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 3,855,000 | 5,684,000 | 7,225,000 |
| Interest expense | 665,000 | 1,312,000 | 1,952,000 | 2,471,000 |
| Net interest income | 1,336,000 | 2,543,000 | 3,732,000 | 4,754,000 |
| Noninterest income | 390,000 | 774,000 | 1,141,000 | 1,573,000 |
| Noninterest expense | 1,216,000 | 2,465,000 | 3,724,000 | 4,901,000 |
| Provision for loan losses | 40,000 | 332,000 | 372,000 | 459,000 |
| Pretax income | 470,000 | 520,000 | 777,000 | 966,000 |
| Income tax | 140,000 | 138,000 | 206,000 | 252,000 |
| Net income | 330,000 | 382,000 | 571,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,109,000 | 14,826,000 | 15,015,000 | 14,807,000 |
| Total capital | 15,730,000 | 15,697,000 | 15,901,000 | 15,567,000 |
| Risk-weighted assets | 66,710,000 | 68,903,000 | 70,846,000 | 67,684,000 |