Call reports 2004
UNION PLANTERS BANK OF THE LAKEWAY AREA — 2004
What UNION PLANTERS BANK OF THE LAKEWAY AREA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 132,496,000 | 135,334,000 | 137,508,000 |
| Total loans | 70,840,000 | 71,252,000 | 69,607,000 |
| Allowance for loan losses | 1,765,000 | 1,765,000 | 1,833,000 |
| Securities available for sale | 4,568,000 | 4,367,000 | 4,314,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 114,602,000 | 117,019,000 | 118,181,000 |
| Interest-bearing deposits | 94,615,000 | 96,299,000 | 94,534,000 |
| Noninterest-bearing deposits | 19,987,000 | 20,720,000 | 23,647,000 |
| Equity capital | 15,773,000 | 16,036,000 | 16,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 1,321,000 | 2,630,000 | 1,321,000 |
| Interest expense | 237,000 | 469,000 | 254,000 |
| Net interest income | 1,084,000 | 2,161,000 | 1,067,000 |
| Noninterest income | 424,000 | 904,000 | 350,000 |
| Noninterest expense | 898,000 | 1,841,000 | 854,000 |
| Provision for loan losses | 51,000 | 193,000 | 2,000 |
| Pretax income | 559,000 | 1,031,000 | 561,000 |
| Income tax | 217,000 | 399,000 | 227,000 |
| Net income | 342,000 | 632,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 14,784,000 | 15,074,000 | 14,172,000 |
| Total capital | 15,838,000 | 16,145,000 | 15,202,000 |
| Risk-weighted assets | 83,599,000 | 85,022,000 | 81,618,000 |