Call reports 2002
UNION PLANTERS BANK OF THE LAKEWAY AREA — 2002
What UNION PLANTERS BANK OF THE LAKEWAY AREA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 164,623,000 | 163,423,000 | 160,879,000 | 154,741,000 |
| Total loans | 124,600,000 | 113,340,000 | 107,089,000 | 96,209,000 |
| Allowance for loan losses | 1,638,000 | 1,959,000 | 1,847,000 | 1,764,000 |
| Securities available for sale | 14,470,000 | 9,550,000 | 6,190,000 | 5,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,514,000 | 142,873,000 | 140,699,000 | 135,492,000 |
| Interest-bearing deposits | 123,300,000 | 122,270,000 | 119,303,000 | 112,900,000 |
| Noninterest-bearing deposits | 20,214,000 | 20,603,000 | 21,396,000 | 22,592,000 |
| Equity capital | 14,549,000 | 14,954,000 | 15,804,000 | 16,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,036,000 | 7,318,000 | 9,243,000 |
| Interest expense | 685,000 | 1,319,000 | 1,892,000 | 2,385,000 |
| Net interest income | 1,945,000 | 3,717,000 | 5,426,000 | 6,858,000 |
| Noninterest income | 472,000 | 970,000 | 1,455,000 | 1,928,000 |
| Noninterest expense | 902,000 | 1,782,000 | 2,676,000 | 3,514,000 |
| Provision for loan losses | 38,000 | 738,000 | 738,000 | 738,000 |
| Pretax income | 1,477,000 | 2,167,000 | 3,467,000 | 4,534,000 |
| Income tax | 534,000 | 846,000 | 1,329,000 | 1,731,000 |
| Net income | 943,000 | 1,321,000 | 2,138,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,536,000 | 13,915,000 | 14,731,000 | 15,396,000 |
| Total capital | 15,083,000 | 15,374,000 | 16,130,000 | 16,684,000 |
| Risk-weighted assets | 123,644,000 | 116,257,000 | 111,476,000 | 102,575,000 |