Call reports 2001
UNION PLANTERS BANK OF THE LAKEWAY AREA — 2001
What UNION PLANTERS BANK OF THE LAKEWAY AREA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 172,789,000 | 172,001,000 | 166,453,000 | 160,288,000 |
| Total loans | 145,269,000 | 145,331,000 | 139,785,000 | 134,698,000 |
| Allowance for loan losses | 2,206,000 | 2,151,000 | 1,989,000 | 1,731,000 |
| Securities available for sale | 20,644,000 | 18,565,000 | 18,189,000 | 16,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,761,000 | 140,646,000 | 142,655,000 | 141,098,000 |
| Interest-bearing deposits | 123,773,000 | 122,228,000 | 123,116,000 | 122,141,000 |
| Noninterest-bearing deposits | 17,988,000 | 18,418,000 | 19,539,000 | 18,957,000 |
| Equity capital | 14,243,000 | 14,098,000 | 14,075,000 | 13,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 6,797,000 | 9,966,000 | 12,906,000 |
| Interest expense | 1,540,000 | 2,932,000 | 4,099,000 | 4,945,000 |
| Net interest income | 1,899,000 | 3,865,000 | 5,867,000 | 7,961,000 |
| Noninterest income | 499,000 | 1,028,000 | 1,547,000 | 2,034,000 |
| Noninterest expense | 977,000 | 2,010,000 | 3,018,000 | 3,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,421,000 | 2,883,000 | 4,396,000 | 6,009,000 |
| Income tax | 551,000 | 1,121,000 | 1,706,000 | 2,334,000 |
| Net income | 870,000 | 1,762,000 | 2,690,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,060,000 | 12,974,000 | 12,928,000 | 12,594,000 |
| Total capital | 14,772,000 | 14,700,000 | 14,612,000 | 14,224,000 |
| Risk-weighted assets | 136,477,000 | 137,650,000 | 134,879,000 | 130,324,000 |