Call reports 2025
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2025
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,045,827,000 | 1,099,970,000 | 1,116,374,000 | 1,139,311,000 |
| Total loans | 772,476,000 | 790,354,000 | 792,601,000 | 808,311,000 |
| Allowance for loan losses | 10,086,000 | 10,306,000 | 10,593,000 | 10,681,000 |
| Securities available for sale | 190,553,000 | 190,132,000 | 196,660,000 | 202,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 812,581,000 | 852,991,000 | 888,317,000 | 921,135,000 |
| Interest-bearing deposits | 573,173,000 | 399,000,000 | 657,045,000 | 679,345,000 |
| Noninterest-bearing deposits | 239,408,000 | 453,991,000 | 231,272,000 | 241,790,000 |
| Equity capital | 83,895,000 | 86,526,000 | 92,102,000 | 95,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,943,000 | 28,587,000 | 44,030,000 | 59,381,000 |
| Interest expense | 5,492,000 | 11,338,000 | 17,672,000 | 23,975,000 |
| Net interest income | 8,451,000 | 17,249,000 | 26,358,000 | 35,406,000 |
| Noninterest income | 1,578,000 | 3,369,000 | 5,081,000 | 6,874,000 |
| Noninterest expense | 7,274,000 | 14,547,000 | 21,616,000 | 28,785,000 |
| Provision for loan losses | 215,000 | 469,000 | 744,000 | 1,008,000 |
| Pretax income | 2,481,000 | 5,451,000 | 8,853,000 | 12,175,000 |
| Income tax | 307,000 | 727,000 | 1,246,000 | 1,731,000 |
| Net income | 2,174,000 | 4,724,000 | 7,607,000 | 10,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,116,000 | 107,666,000 | 109,228,000 | 111,155,000 |