Call reports 2022
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2022
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 791,243,000 | 782,068,000 | 811,948,000 | 845,171,000 |
| Total loans | 506,634,000 | 526,843,000 | 561,098,000 | 598,266,000 |
| Allowance for loan losses | 7,576,000 | 7,579,000 | 7,655,000 | 7,630,000 |
| Securities available for sale | 209,642,000 | 199,811,000 | 185,935,000 | 187,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,642,000 | 668,623,000 | 656,394,000 | 642,046,000 |
| Interest-bearing deposits | 424,369,000 | 420,794,000 | 410,578,000 | 401,735,000 |
| Noninterest-bearing deposits | 262,273,000 | 247,829,000 | 245,816,000 | 240,311,000 |
| Equity capital | 69,072,000 | 68,437,000 | 64,258,000 | 69,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,622,000 | 13,650,000 | 21,477,000 | 30,536,000 |
| Interest expense | 278,000 | 618,000 | 1,556,000 | 3,604,000 |
| Net interest income | 6,344,000 | 13,032,000 | 19,921,000 | 26,932,000 |
| Noninterest income | 1,405,000 | 2,868,000 | 4,952,000 | 6,444,000 |
| Noninterest expense | 5,023,000 | 10,072,000 | 15,318,000 | 20,517,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 2,726,000 | 5,828,000 | 9,530,000 | 12,809,000 |
| Income tax | 475,000 | 933,000 | 1,605,000 | 2,166,000 |
| Net income | 2,251,000 | 4,895,000 | 7,925,000 | 10,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,528,000 | 88,094,000 | 90,341,000 | 92,291,000 |
| Total capital | 86,104,000 | 95,673,000 | 97,996,000 | 99,921,000 |
| Risk-weighted assets | 665,296,000 | 657,938,000 | 740,916,000 | 763,440,000 |