Call reports 2021
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2021
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 752,058,000 | 755,454,000 | 766,920,000 | 768,088,000 |
| Total loans | 463,123,000 | 469,501,000 | 475,901,000 | 503,252,000 |
| Allowance for loan losses | 7,357,000 | 7,461,000 | 7,554,000 | 7,565,000 |
| Securities available for sale | 187,756,000 | 198,262,000 | 194,838,000 | 215,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,345,000 | 627,573,000 | 635,261,000 | 636,734,000 |
| Interest-bearing deposits | 392,713,000 | 404,202,000 | 400,057,000 | 383,556,000 |
| Noninterest-bearing deposits | 229,632,000 | 223,371,000 | 235,204,000 | 253,178,000 |
| Equity capital | 79,029,000 | 82,436,000 | 79,133,000 | 79,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,498,000 | 13,153,000 | 20,110,000 | 26,666,000 |
| Interest expense | 399,000 | 748,000 | 1,067,000 | 1,366,000 |
| Net interest income | 6,099,000 | 12,405,000 | 19,043,000 | 25,300,000 |
| Noninterest income | 1,624,000 | 3,885,000 | 5,763,000 | 7,341,000 |
| Noninterest expense | 4,542,000 | 9,974,000 | 14,761,000 | 19,560,000 |
| Provision for loan losses | 300,000 | 500,000 | 600,000 | 600,000 |
| Pretax income | 2,881,000 | 5,816,000 | 9,445,000 | 12,481,000 |
| Income tax | 528,000 | 826,000 | 1,534,000 | 2,066,000 |
| Net income | 2,353,000 | 4,990,000 | 7,911,000 | 10,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,104,000 | 77,742,000 | 75,021,000 | 76,902,000 |
| Total capital | 82,160,000 | 85,167,000 | 82,575,000 | 84,467,000 |
| Risk-weighted assets | 564,194,000 | 593,974,000 | 626,649,000 | 645,226,000 |