Call reports 2018
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2018
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 530,344,000 | 544,830,000 | 550,928,000 | 562,795,000 |
| Total loans | 378,767,000 | 383,083,000 | 393,299,000 | 403,415,000 |
| Allowance for loan losses | 5,451,000 | 4,088,000 | 4,266,000 | 4,411,000 |
| Securities available for sale | 35,063,000 | 35,797,000 | 41,065,000 | 55,055,000 |
| Securities held to maturity | 77,787,000 | 74,069,000 | 72,357,000 | 69,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,955,000 | 457,560,000 | 461,290,000 | 458,924,000 |
| Interest-bearing deposits | 314,127,000 | 317,484,000 | 317,493,000 | 308,705,000 |
| Noninterest-bearing deposits | 131,828,000 | 140,076,000 | 143,797,000 | 150,219,000 |
| Equity capital | 56,631,000 | 58,354,000 | 59,787,000 | 61,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,324,000 | 11,022,000 | 16,867,000 | 22,877,000 |
| Interest expense | 417,000 | 890,000 | 1,474,000 | 2,132,000 |
| Net interest income | 4,907,000 | 10,132,000 | 15,393,000 | 20,745,000 |
| Noninterest income | 1,042,000 | 2,271,000 | 3,550,000 | 4,839,000 |
| Noninterest expense | 3,754,000 | 7,703,000 | 11,515,000 | 15,501,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 2,195,000 | 4,550,000 | 7,128,000 | 9,633,000 |
| Income tax | 417,000 | 795,000 | 1,283,000 | 1,709,000 |
| Net income | 1,778,000 | 3,755,000 | 5,845,000 | 7,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,230,000 | 59,208,000 | 60,776,000 | 62,255,000 |
| Total capital | 62,681,000 | 63,296,000 | 65,042,000 | 66,666,000 |
| Risk-weighted assets | 468,746,000 | 470,858,000 | 479,371,000 | 492,110,000 |