Call reports 2017
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2017
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 524,336,000 | 528,822,000 | 536,938,000 | 540,651,000 |
| Total loans | 361,994,000 | 378,357,000 | 386,039,000 | 385,394,000 |
| Allowance for loan losses | 5,030,000 | 5,421,000 | 5,476,000 | 5,534,000 |
| Securities available for sale | 28,111,000 | 31,713,000 | 36,920,000 | 34,568,000 |
| Securities held to maturity | 89,826,000 | 86,491,000 | 83,419,000 | 81,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,532,000 | 429,325,000 | 435,395,000 | 427,290,000 |
| Interest-bearing deposits | 314,605,000 | 307,510,000 | 305,349,000 | 296,302,000 |
| Noninterest-bearing deposits | 124,927,000 | 121,815,000 | 130,046,000 | 130,988,000 |
| Equity capital | 52,178,000 | 53,794,000 | 55,240,000 | 55,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,828,000 | 15,122,000 | 20,422,000 |
| Interest expense | 244,000 | 523,000 | 917,000 | 1,322,000 |
| Net interest income | 4,540,000 | 9,305,000 | 14,205,000 | 19,100,000 |
| Noninterest income | 1,055,000 | 2,190,000 | 3,276,000 | 4,635,000 |
| Noninterest expense | 3,603,000 | 7,343,000 | 11,093,000 | 14,865,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 150,000 |
| Pretax income | 1,992,000 | 4,152,000 | 6,338,000 | 8,720,000 |
| Income tax | 575,000 | 1,210,000 | 1,853,000 | 3,018,000 |
| Net income | 1,417,000 | 2,942,000 | 4,485,000 | 5,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,207,000 | 53,732,000 | 55,279,000 | 55,974,000 |
| Total capital | 57,237,000 | 59,153,000 | 60,755,000 | 61,508,000 |
| Risk-weighted assets | 453,047,000 | 468,518,000 | 482,248,000 | 474,742,000 |