Call reports 2016
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2016
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 492,761,000 | 503,272,000 | 506,067,000 | 506,542,000 |
| Total loans | 345,897,000 | 353,547,000 | 350,781,000 | 356,472,000 |
| Allowance for loan losses | 5,081,000 | 5,416,000 | 5,576,000 | 5,012,000 |
| Securities available for sale | 38,668,000 | 33,710,000 | 34,623,000 | 29,521,000 |
| Securities held to maturity | 76,867,000 | 84,080,000 | 83,420,000 | 87,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,974,000 | 418,330,000 | 422,744,000 | 418,403,000 |
| Interest-bearing deposits | 296,761,000 | 307,583,000 | 306,670,000 | 292,948,000 |
| Noninterest-bearing deposits | 111,213,000 | 110,747,000 | 116,074,000 | 125,455,000 |
| Equity capital | 49,069,000 | 49,419,000 | 50,343,000 | 51,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,735,000 | 9,501,000 | 14,302,000 | 19,114,000 |
| Interest expense | 260,000 | 517,000 | 780,000 | 1,025,000 |
| Net interest income | 4,475,000 | 8,984,000 | 13,522,000 | 18,089,000 |
| Noninterest income | 1,025,000 | 2,045,000 | 3,286,000 | 4,382,000 |
| Noninterest expense | 3,593,000 | 7,625,000 | 11,549,000 | 15,229,000 |
| Provision for loan losses | 225,000 | 600,000 | 645,000 | 44,000 |
| Pretax income | 1,682,000 | 2,804,000 | 4,614,000 | 7,198,000 |
| Income tax | 458,000 | 684,000 | 1,177,000 | 1,979,000 |
| Net income | 1,224,000 | 2,120,000 | 3,437,000 | 5,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,980,000 | 49,185,000 | 50,012,000 | 51,290,000 |
| Total capital | 54,061,000 | 54,601,000 | 55,409,000 | 56,302,000 |
| Risk-weighted assets | 439,775,000 | 441,648,000 | 431,588,000 | 440,764,000 |