Call reports 2015
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2015
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 473,585,000 | 479,891,000 | 484,037,000 | 497,726,000 |
| Total loans | 314,213,000 | 323,795,000 | 327,859,000 | 342,150,000 |
| Allowance for loan losses | 4,389,000 | 4,854,000 | 4,850,000 | 4,843,000 |
| Securities available for sale | 54,629,000 | 50,326,000 | 47,468,000 | 42,498,000 |
| Securities held to maturity | 71,238,000 | 73,404,000 | 78,441,000 | 82,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,884,000 | 400,766,000 | 396,881,000 | 395,978,000 |
| Interest-bearing deposits | 294,327,000 | 291,885,000 | 287,821,000 | 270,575,000 |
| Noninterest-bearing deposits | 109,557,000 | 108,881,000 | 109,060,000 | 125,403,000 |
| Equity capital | 46,102,000 | 44,553,000 | 45,445,000 | 47,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,404,000 | 8,931,000 | 13,608,000 | 18,230,000 |
| Interest expense | 224,000 | 450,000 | 689,000 | 924,000 |
| Net interest income | 4,180,000 | 8,481,000 | 12,919,000 | 17,306,000 |
| Noninterest income | 1,019,000 | 2,219,000 | 3,323,000 | 5,937,000 |
| Noninterest expense | 3,438,000 | 7,301,000 | 11,212,000 | 15,454,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 1,761,000 | 3,374,000 | 5,005,000 | 7,764,000 |
| Income tax | 555,000 | 1,039,000 | 1,523,000 | 1,879,000 |
| Net income | 1,206,000 | 2,335,000 | 3,482,000 | 5,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,028,000 | 44,676,000 | 45,333,000 | 47,246,000 |
| Total capital | 50,417,000 | 49,530,000 | 50,183,000 | 52,089,000 |
| Risk-weighted assets | 425,236,000 | 437,198,000 | 441,552,000 | 437,705,000 |