Call reports 2014
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2014
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 453,748,000 | 454,941,000 | 450,505,000 | 463,608,000 |
| Total loans | 282,581,000 | 289,898,000 | 297,100,000 | 307,680,000 |
| Allowance for loan losses | 5,283,000 | 5,333,000 | 4,621,000 | 4,491,000 |
| Securities available for sale | 61,462,000 | 58,442,000 | 56,438,000 | 54,786,000 |
| Securities held to maturity | 55,931,000 | 59,800,000 | 65,620,000 | 68,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,759,000 | 388,491,000 | 374,031,000 | 363,617,000 |
| Interest-bearing deposits | 284,604,000 | 284,312,000 | 274,463,000 | 252,115,000 |
| Noninterest-bearing deposits | 103,155,000 | 104,179,000 | 99,568,000 | 111,502,000 |
| Equity capital | 42,367,000 | 43,419,000 | 44,167,000 | 45,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,312,000 | 8,515,000 | 12,938,000 | 17,367,000 |
| Interest expense | 306,000 | 602,000 | 865,000 | 1,092,000 |
| Net interest income | 4,006,000 | 7,913,000 | 12,073,000 | 16,275,000 |
| Noninterest income | 902,000 | 1,982,000 | 2,996,000 | 4,028,000 |
| Noninterest expense | 3,188,000 | 6,380,000 | 9,676,000 | 12,957,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,720,000 | 3,515,000 | 5,393,000 | 7,346,000 |
| Income tax | 463,000 | 958,000 | 1,540,000 | 2,154,000 |
| Net income | 1,257,000 | 2,557,000 | 3,853,000 | 5,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,795,000 | 43,625,000 | 44,441,000 | 45,300,000 |
| Total capital | 46,859,000 | 47,835,000 | 48,726,000 | 49,678,000 |
| Risk-weighted assets | 323,924,000 | 335,716,000 | 342,466,000 | 350,090,000 |