Call reports 2013
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2013
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 451,636,000 | 446,705,000 | 446,250,000 | 446,375,000 |
| Total loans | 277,648,000 | 287,339,000 | 294,031,000 | 294,427,000 |
| Allowance for loan losses | 5,248,000 | 5,325,000 | 5,360,000 | 5,412,000 |
| Securities available for sale | 74,010,000 | 68,765,000 | 67,398,000 | 63,547,000 |
| Securities held to maturity | 44,344,000 | 48,624,000 | 50,478,000 | 52,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,609,000 | 383,165,000 | 369,403,000 | 359,409,000 |
| Interest-bearing deposits | 287,262,000 | 285,256,000 | 273,260,000 | 256,034,000 |
| Noninterest-bearing deposits | 100,347,000 | 97,909,000 | 96,143,000 | 103,375,000 |
| Equity capital | 46,488,000 | 45,986,000 | 40,833,000 | 41,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,275,000 | 8,613,000 | 13,033,000 | 17,362,000 |
| Interest expense | 383,000 | 754,000 | 1,097,000 | 1,412,000 |
| Net interest income | 3,892,000 | 7,859,000 | 11,936,000 | 15,950,000 |
| Noninterest income | 1,735,000 | 2,931,000 | 4,079,000 | 5,135,000 |
| Noninterest expense | 3,736,000 | 7,367,000 | 10,586,000 | 13,869,000 |
| Provision for loan losses | 200,000 | 400,000 | 550,000 | 800,000 |
| Pretax income | 1,691,000 | 3,023,000 | 4,893,000 | 6,430,000 |
| Income tax | 446,000 | 769,000 | 1,279,000 | 1,677,000 |
| Net income | 1,245,000 | 2,254,000 | 3,614,000 | 4,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,046,000 | 46,515,000 | 41,337,000 | 42,006,000 |
| Total capital | 49,950,000 | 50,570,000 | 45,504,000 | 46,186,000 |
| Risk-weighted assets | 310,936,000 | 323,131,000 | 332,158,000 | 333,128,000 |