Call reports 2012
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2012
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 426,790,000 | 428,564,000 | 423,559,000 | 430,246,000 |
| Total loans | 273,981,000 | 279,403,000 | 277,884,000 | 279,802,000 |
| Allowance for loan losses | 5,903,000 | 5,161,000 | 5,166,000 | 5,156,000 |
| Securities available for sale | 81,015,000 | 85,169,000 | 84,782,000 | 81,751,000 |
| Securities held to maturity | 27,619,000 | 26,489,000 | 26,009,000 | 29,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,506,000 | 355,648,000 | 349,144,000 | 364,355,000 |
| Interest-bearing deposits | 265,606,000 | 273,122,000 | 261,165,000 | 259,152,000 |
| Noninterest-bearing deposits | 84,900,000 | 82,526,000 | 87,979,000 | 105,203,000 |
| Equity capital | 43,921,000 | 43,474,000 | 44,936,000 | 45,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,592,000 | 9,181,000 | 13,874,000 | 18,405,000 |
| Interest expense | 636,000 | 1,191,000 | 1,655,000 | 2,064,000 |
| Net interest income | 3,956,000 | 7,990,000 | 12,219,000 | 16,341,000 |
| Noninterest income | 1,154,000 | 2,320,000 | 3,910,000 | 5,662,000 |
| Noninterest expense | 3,275,000 | 9,931,000 | 13,243,000 | 16,797,000 |
| Provision for loan losses | 525,000 | 775,000 | 775,000 | 850,000 |
| Pretax income | 1,310,000 | 563,000 | 3,070,000 | 5,315,000 |
| Income tax | 288,000 | -120,000 | 597,000 | 1,230,000 |
| Net income | 1,022,000 | 683,000 | 2,473,000 | 4,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,823,000 | 42,938,000 | 44,265,000 | 45,155,000 |
| Total capital | 47,782,000 | 47,000,000 | 48,235,000 | 49,147,000 |
| Risk-weighted assets | 314,749,000 | 323,822,000 | 316,414,000 | 318,181,000 |