Call reports 2011
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2011
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 447,705,000 | 442,807,000 | 424,285,000 | 421,476,000 |
| Total loans | 280,929,000 | 281,292,000 | 279,150,000 | 276,540,000 |
| Allowance for loan losses | 5,122,000 | 5,577,000 | 4,818,000 | 5,366,000 |
| Securities available for sale | 74,092,000 | 75,866,000 | 77,290,000 | 79,459,000 |
| Securities held to maturity | 31,406,000 | 30,940,000 | 30,276,000 | 28,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,208,000 | 358,628,000 | 342,455,000 | 333,922,000 |
| Interest-bearing deposits | 286,593,000 | 285,301,000 | 267,322,000 | 254,073,000 |
| Noninterest-bearing deposits | 76,615,000 | 73,327,000 | 75,133,000 | 79,849,000 |
| Equity capital | 41,723,000 | 42,570,000 | 42,806,000 | 43,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,778,000 | 9,510,000 | 14,273,000 | 19,017,000 |
| Interest expense | 829,000 | 1,640,000 | 2,391,000 | 3,077,000 |
| Net interest income | 3,949,000 | 7,870,000 | 11,882,000 | 15,940,000 |
| Noninterest income | 1,149,000 | 2,214,000 | 3,367,000 | 4,769,000 |
| Noninterest expense | 3,345,000 | 7,232,000 | 10,737,000 | 14,113,000 |
| Provision for loan losses | 400,000 | 1,275,000 | 2,325,000 | 2,925,000 |
| Pretax income | 1,353,000 | 1,577,000 | 2,187,000 | 3,671,000 |
| Income tax | 316,000 | 275,000 | 321,000 | 664,000 |
| Net income | 1,037,000 | 1,302,000 | 1,866,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,089,000 | 42,645,000 | 42,634,000 | 43,262,000 |
| Total capital | 46,146,000 | 46,688,000 | 46,641,000 | 47,266,000 |
| Risk-weighted assets | 323,480,000 | 321,873,000 | 319,769,000 | 318,966,000 |