Call reports 2002
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2002
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 450,952,000 | 481,270,000 | 495,323,000 | 498,449,000 |
| Total loans | 378,478,000 | 403,462,000 | 394,136,000 | 394,349,000 |
| Allowance for loan losses | 4,627,000 | 4,369,000 | 5,282,000 | 4,836,000 |
| Securities available for sale | 13,106,000 | 15,254,000 | 42,730,000 | 37,813,000 |
| Securities held to maturity | 24,568,000 | 24,273,000 | 23,109,000 | 21,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,044,000 | 358,908,000 | 368,878,000 | 381,303,000 |
| Interest-bearing deposits | 310,095,000 | 321,443,000 | 327,911,000 | 338,763,000 |
| Noninterest-bearing deposits | 39,949,000 | 37,465,000 | 40,967,000 | 42,540,000 |
| Equity capital | 33,565,000 | 37,482,000 | 38,500,000 | 39,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,267,000 | 14,874,000 | 22,698,000 | 30,469,000 |
| Interest expense | 3,103,000 | 6,410,000 | 9,860,000 | 13,219,000 |
| Net interest income | 4,164,000 | 8,464,000 | 12,838,000 | 17,250,000 |
| Noninterest income | 851,000 | 1,590,000 | 2,645,000 | 3,874,000 |
| Noninterest expense | 2,607,000 | 5,368,000 | 8,340,000 | 11,441,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,775,000 | 2,300,000 |
| Pretax income | 2,008,000 | 3,986,000 | 5,368,000 | 7,349,000 |
| Income tax | 741,000 | 1,469,000 | 1,966,000 | 2,696,000 |
| Net income | 1,267,000 | 2,517,000 | 3,402,000 | 4,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,516,000 | 37,329,000 | 37,710,000 | 38,452,000 |
| Total capital | 38,143,000 | 41,698,000 | 42,818,000 | 43,288,000 |
| Risk-weighted assets | 379,469,000 | 401,497,000 | 408,473,000 | 410,501,000 |