Call reports 2001
FARMERS BANK, FRANKFORT, INDIANA, INC., THE — 2001
What FARMERS BANK, FRANKFORT, INDIANA, INC., THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 367,509,000 | 391,558,000 | 402,808,000 | 428,621,000 |
| Total loans | 308,222,000 | 321,346,000 | 336,372,000 | 358,334,000 |
| Allowance for loan losses | 4,147,000 | 4,211,000 | 4,280,000 | 4,479,000 |
| Securities available for sale | 7,781,000 | 10,984,000 | 9,824,000 | 11,028,000 |
| Securities held to maturity | 24,280,000 | 27,066,000 | 26,025,000 | 25,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,541,000 | 306,514,000 | 321,031,000 | 348,233,000 |
| Interest-bearing deposits | 251,470,000 | 271,361,000 | 287,286,000 | 309,248,000 |
| Noninterest-bearing deposits | 35,071,000 | 35,153,000 | 33,745,000 | 38,985,000 |
| Equity capital | 31,591,000 | 31,666,000 | 32,212,000 | 32,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,434,000 | 14,810,000 | 22,169,000 | 29,367,000 |
| Interest expense | 3,626,000 | 7,292,000 | 10,979,000 | 14,382,000 |
| Net interest income | 3,808,000 | 7,518,000 | 11,190,000 | 14,985,000 |
| Noninterest income | 752,000 | 1,538,000 | 2,233,000 | 3,039,000 |
| Noninterest expense | 2,561,000 | 5,536,000 | 8,229,000 | 10,897,000 |
| Provision for loan losses | 210,000 | 410,000 | 710,000 | 1,010,000 |
| Pretax income | 1,789,000 | 2,945,000 | 4,319,000 | 5,952,000 |
| Income tax | 631,000 | 1,022,000 | 1,509,000 | 2,102,000 |
| Net income | 1,158,000 | 1,923,000 | 2,810,000 | 3,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,523,000 | 31,599,000 | 32,048,000 | 32,674,000 |
| Total capital | 35,595,000 | 35,810,000 | 36,328,000 | 37,153,000 |
| Risk-weighted assets | 325,633,000 | 341,584,000 | 351,639,000 | 366,183,000 |