Call reports 2025
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2025
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,305,464,000 | 1,329,149,000 | 1,349,083,000 | 1,351,861,000 |
| Total loans | 907,634,000 | 905,947,000 | 921,072,000 | 933,283,000 |
| Allowance for loan losses | 13,947,000 | 14,148,000 | 14,461,000 | 13,815,000 |
| Securities available for sale | 253,196,000 | 268,480,000 | 280,914,000 | 259,613,000 |
| Securities held to maturity | 2,000,000 | 3,000,000 | 3,456,000 | 3,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,169,172,000 | 1,198,149,000 | 1,209,663,000 | 1,208,220,000 |
| Interest-bearing deposits | 790,797,000 | 800,683,000 | 810,324,000 | 824,816,000 |
| Noninterest-bearing deposits | 378,375,000 | 397,466,000 | 399,339,000 | 383,404,000 |
| Equity capital | 116,645,000 | 120,555,000 | 127,928,000 | 132,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,736,000 | 36,140,000 | 55,027,000 | 74,559,000 |
| Interest expense | 4,806,000 | 9,489,000 | 14,123,000 | 18,759,000 |
| Net interest income | 12,930,000 | 26,651,000 | 40,904,000 | 55,800,000 |
| Noninterest income | 2,787,000 | 5,622,000 | 8,590,000 | 11,752,000 |
| Noninterest expense | 8,883,000 | 18,722,000 | 27,940,000 | 37,823,000 |
| Provision for loan losses | 468,000 | 963,000 | 1,294,000 | 1,597,000 |
| Pretax income | 5,633,000 | 11,767,000 | 19,294,000 | 26,090,000 |
| Income tax | 10,000 | 22,000 | 31,000 | 40,000 |
| Net income | 5,623,000 | 11,745,000 | 19,263,000 | 26,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,251,000 | 128,086,000 | 131,608,000 | 133,301,000 |
| Total capital | 137,546,000 | 139,311,000 | 143,107,000 | 144,976,000 |
| Risk-weighted assets | 900,258,000 | 894,329,000 | 916,257,000 | 931,090,000 |