Call reports 2024
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2024
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,272,301,000 | 1,270,867,000 | 1,299,364,000 | 1,308,306,000 |
| Total loans | 875,475,000 | 888,134,000 | 898,339,000 | 897,097,000 |
| Allowance for loan losses | 14,173,000 | 14,145,000 | 14,006,000 | 13,639,000 |
| Securities available for sale | 258,519,000 | 252,732,000 | 262,645,000 | 255,840,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,105,869,000 | 1,101,797,000 | 1,122,114,000 | 1,159,774,000 |
| Interest-bearing deposits | 735,212,000 | 718,854,000 | 743,620,000 | 780,330,000 |
| Noninterest-bearing deposits | 370,657,000 | 382,943,000 | 378,494,000 | 379,444,000 |
| Equity capital | 105,762,000 | 106,929,000 | 113,784,000 | 108,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,098,000 | 33,877,000 | 51,266,000 | 69,021,000 |
| Interest expense | 4,601,000 | 9,356,000 | 14,372,000 | 19,435,000 |
| Net interest income | 12,497,000 | 24,521,000 | 36,894,000 | 49,586,000 |
| Noninterest income | 2,658,000 | 5,291,000 | 7,969,000 | 10,646,000 |
| Noninterest expense | 8,729,000 | 17,849,000 | 26,483,000 | 35,890,000 |
| Provision for loan losses | 1,390,000 | 1,390,000 | 1,390,000 | 2,490,000 |
| Pretax income | 4,960,000 | 10,250,000 | 16,191,000 | 20,856,000 |
| Income tax | 9,000 | 17,000 | 23,000 | 29,000 |
| Net income | 4,951,000 | 10,233,000 | 16,168,000 | 20,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,330,000 | 122,346,000 | 121,533,000 | 121,830,000 |
| Total capital | 132,529,000 | 133,197,000 | 132,738,000 | 133,044,000 |
| Risk-weighted assets | 892,303,000 | 864,168,000 | 892,934,000 | 893,947,000 |