Call reports 2023
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2023
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,209,517,000 | 1,226,980,000 | 1,244,596,000 | 1,232,121,000 |
| Total loans | 803,706,000 | 823,308,000 | 839,561,000 | 862,742,000 |
| Allowance for loan losses | 12,324,000 | 12,485,000 | 12,701,000 | 12,854,000 |
| Securities available for sale | 287,376,000 | 277,961,000 | 262,907,000 | 266,609,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,083,091,000 | 1,105,666,000 | 1,126,751,000 | 1,079,549,000 |
| Interest-bearing deposits | 693,334,000 | 700,811,000 | 739,342,000 | 714,970,000 |
| Noninterest-bearing deposits | 389,757,000 | 404,855,000 | 387,409,000 | 364,579,000 |
| Equity capital | 94,255,000 | 92,854,000 | 88,140,000 | 101,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,982,000 | 26,841,000 | 41,793,000 | 57,281,000 |
| Interest expense | 2,297,000 | 5,245,000 | 8,802,000 | 12,935,000 |
| Net interest income | 10,685,000 | 21,596,000 | 32,991,000 | 44,346,000 |
| Noninterest income | 2,740,000 | 5,384,000 | 8,013,000 | 10,603,000 |
| Noninterest expense | 8,390,000 | 17,607,000 | 26,213,000 | 35,087,000 |
| Provision for loan losses | 345,000 | 518,000 | 633,000 | 1,020,000 |
| Pretax income | 4,327,000 | 8,261,000 | 13,355,000 | 17,733,000 |
| Income tax | 4,000 | 6,000 | 10,000 | 14,000 |
| Net income | 4,323,000 | 8,255,000 | 13,345,000 | 17,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,335,000 | 111,959,000 | 114,989,000 | 115,984,000 |
| Total capital | 122,287,000 | 122,996,000 | 126,002,000 | 127,056,000 |
| Risk-weighted assets | 874,983,000 | 881,487,000 | 879,106,000 | 883,817,000 |