Call reports 2022
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2022
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,168,104,000 | 1,187,668,000 | 1,200,037,000 | 1,206,911,000 |
| Total loans | 670,561,000 | 700,358,000 | 746,870,000 | 786,747,000 |
| Allowance for loan losses | 9,127,000 | 9,804,000 | 10,170,000 | 10,445,000 |
| Securities available for sale | 358,153,000 | 334,854,000 | 307,418,000 | 312,267,000 |
| Securities held to maturity | 2,225,000 | 2,225,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,066,763,000 | 1,094,914,000 | 1,115,982,000 | 1,082,170,000 |
| Interest-bearing deposits | 675,045,000 | 691,169,000 | 701,518,000 | 687,113,000 |
| Noninterest-bearing deposits | 391,718,000 | 403,745,000 | 414,464,000 | 395,057,000 |
| Equity capital | 95,184,000 | 85,860,000 | 76,346,000 | 87,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,005,000 | 22,140,000 | 33,444,000 | 45,816,000 |
| Interest expense | 418,000 | 886,000 | 1,601,000 | 2,781,000 |
| Net interest income | 10,587,000 | 21,254,000 | 31,843,000 | 43,035,000 |
| Noninterest income | 2,769,000 | 5,440,000 | 7,908,000 | 10,358,000 |
| Noninterest expense | 8,044,000 | 16,380,000 | 24,801,000 | 32,961,000 |
| Provision for loan losses | 550,000 | 850,000 | 1,150,000 | 1,450,000 |
| Pretax income | 4,760,000 | 9,443,000 | 13,678,000 | 18,841,000 |
| Income tax | 3,000 | 4,000 | 4,000 | 4,000 |
| Net income | 4,757,000 | 9,439,000 | 13,674,000 | 18,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,549,000 | 104,954,000 | 107,170,000 | 109,956,000 |
| Total capital | 112,676,000 | 114,758,000 | 117,340,000 | 120,401,000 |
| Risk-weighted assets | 757,353,000 | 796,607,000 | 827,082,000 | 868,901,000 |