Call reports 2021
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2021
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,059,433,000 | 1,080,082,000 | 1,140,332,000 | 1,143,335,000 |
| Total loans | 632,169,000 | 632,454,000 | 627,823,000 | 650,289,000 |
| Allowance for loan losses | 7,974,000 | 8,045,000 | 8,149,000 | 8,549,000 |
| Securities available for sale | 288,401,000 | 320,634,000 | 356,113,000 | 383,456,000 |
| Securities held to maturity | 445,000 | 445,000 | 225,000 | 2,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 948,760,000 | 967,759,000 | 1,020,232,000 | 1,023,091,000 |
| Interest-bearing deposits | 880,076,000 | 624,152,000 | 657,745,000 | 668,495,000 |
| Noninterest-bearing deposits | 68,684,000 | 343,607,000 | 362,487,000 | 354,596,000 |
| Equity capital | 103,619,000 | 105,103,000 | 112,735,000 | 113,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,397,000 | 19,326,000 | 29,856,000 | 40,376,000 |
| Interest expense | 581,000 | 1,132,000 | 1,629,000 | 2,089,000 |
| Net interest income | 8,816,000 | 18,194,000 | 28,227,000 | 38,287,000 |
| Noninterest income | 2,972,000 | 6,602,000 | 9,217,000 | 12,374,000 |
| Noninterest expense | 7,339,000 | 15,205,000 | 23,024,000 | 30,871,000 |
| Provision for loan losses | 100,000 | 200,000 | 500,000 | 1,000,000 |
| Pretax income | 4,405,000 | 9,423,000 | 13,926,000 | 18,796,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 4,403,000 | 9,420,000 | 13,923,000 | 18,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,905,000 | 88,626,000 | 96,919,000 | 99,195,000 |
| Total capital | 95,879,000 | 96,671,000 | 105,068,000 | 107,744,000 |
| Risk-weighted assets | 661,088,000 | 667,547,000 | 712,373,000 | 733,531,000 |