Call reports 2020
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2020
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 783,869,000 | 851,122,000 | 872,900,000 | 906,196,000 |
| Total loans | 554,053,000 | 588,228,000 | 587,514,000 | 577,023,000 |
| Allowance for loan losses | 6,453,000 | 7,177,000 | 7,670,000 | 7,854,000 |
| Securities available for sale | 151,107,000 | 157,340,000 | 200,371,000 | 246,643,000 |
| Securities held to maturity | 660,000 | 660,000 | 445,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,279,000 | 744,924,000 | 765,190,000 | 796,662,000 |
| Interest-bearing deposits | 653,073,000 | 694,799,000 | 714,457,000 | 746,061,000 |
| Noninterest-bearing deposits | 29,206,000 | 50,125,000 | 50,733,000 | 50,601,000 |
| Equity capital | 96,588,000 | 99,872,000 | 100,871,000 | 103,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,288,000 | 18,578,000 | 27,868,000 | 36,990,000 |
| Interest expense | 1,076,000 | 1,899,000 | 2,609,000 | 3,250,000 |
| Net interest income | 8,212,000 | 16,679,000 | 25,259,000 | 33,740,000 |
| Noninterest income | 1,845,000 | 4,667,000 | 6,998,000 | 9,629,000 |
| Noninterest expense | 6,319,000 | 12,719,000 | 19,132,000 | 25,885,000 |
| Provision for loan losses | 615,000 | 1,526,000 | 2,026,000 | 2,225,000 |
| Pretax income | 3,090,000 | 7,068,000 | 11,066,000 | 15,226,000 |
| Income tax | 6,000 | 11,000 | 14,000 | 16,000 |
| Net income | 3,084,000 | 7,057,000 | 11,052,000 | 15,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,851,000 | 82,197,000 | 83,116,000 | 84,934,000 |
| Total capital | — | — | — | 92,423,000 |
| Risk-weighted assets | — | — | — | 598,788,000 |